Financial literacy
Children learn ownership, investing, economics, and long-term thinking.
KidVest isn't a game.
Raising future owners, not just future consumers.
A free financial literacy academy and modern allowance platform. Families use it to teach money, investing, and responsibility.
- Free and donation-supported
- Open source
- Ad free
- Offline first
- Parent controlled
Learn. Earn. Own. Grow.
kidvestacademy.com
The family app is already open. Open it.
Children learn to spend long before they learn to invest.
Most children will spend money before they ever learn:
- How businesses create value
- How investing works
- Why saving matters
- Why patience matters
- How economies grow
At the same time, parents are still managing
- Chores
- Allowances
- Goal tracking
- Rewards
- Financial education
With a mix of cash, spreadsheets, and more than one app. There should be one place.
One platform. Three goals.
Modern allowances
Parents manage chores, rewards, matches, and goals in one place.
Investing simulation
Children become owners of businesses inside a living economy.
The app
Pick a screen. The note is what that page does.
A living economy
Every child starts in a different economy.
- Recovery
- Expansion
- Boom
- Correction
And a storyline, such as:
- AI and technology wave
- Housing pressure
- Trade expansion
- Energy shock
- Infrastructure growth
On this screen the year is a clock. Day 5 of 7. Week 3 of 12. This child is in Boom. The market is closed, with the hours left until it opens.
The economy changes. Businesses adapt. Children learn.
Built to reduce screen time
Most apps reward children for spending more time inside the app. KidVest rewards patience.
90 minutes a day
Markets are open for only 90 minutes. Then they close.
Children cannot endlessly trade, click for rewards, or grind for progress.
Good decisions + time = growth
More screen time does not mean more rewards
A child might spend five minutes learning and five minutes checking investments, then be done. The portfolio keeps moving while they are not in the app.
For parents
Three questions.
What is my real-world cost?
The parent screen shows the goal, progress, the expected cost for the season, a suggested match, and what is left.
Is my child learning?
A report card covers patience, research, ownership, risk, and decision quality. It is separate from whether the market went up.
What is happening in the economy?
Parents can see the economic condition, the storyline, and whether the portfolio matches it. No finance background required.
Why is KidVest free?
Because financial literacy should not be a luxury.
KidVest is donation-supported. Every child will earn money, spend money, save money, and make financial decisions. Those lessons should not sit behind a paywall.
Open source. Transparent. Ad free.
A child’s attention is not the product.
- Open source
- Donation supported
- Ad free
- Parent controlled
- Offline first
- No social feeds
- No gambling mechanics
- No endless engagement loops
Not traders. Not more screen time. Not ads.
The aim is that the next generation understands:
- Ownership
- Responsibility
- Investing
- Productivity
- Trust
- Long-term thinking
Support the mission
KidVest is kept up by parents, educators, and donors who want this available to a child without a fee. Join the waitlist if you are a family. Say you want to support it if you are a donor.
Learn. Earn. Own. Grow.